"That is high and mighty," said one or two; but they conferred, and agreed to these terms, so high stood the old merchant's name.

They came; they were received with stiff courtesy. The deposition of Cooper and Welch was produced, and Wylie, kept up to the mark by Nancy, told the truth and laid his two thousand pounds intact down on the table. "Now that is off my stomach," said he, "and I'm a man again."

"Ay, and I'll marry you next week," said Nancy.

"Well, gentlemen," said old Wardlaw, "my course seems very clear. I will undo the whole transaction, and return you your money less the premiums, but plus five per cent. interest." And this he did on the spot, for the firm was richer than ever.

When they were gone, Robert Penfold came in and said, "I hear, sir, you devote this day to repairing the wrongs done by your firm: what can you do for me?" He laid a copy of Arthur's confession before him. The old man winced a moment where he sat, and the iron passed through his soul. It was a long time before he could speak. At last he said, "This wrong is irreparable, I fear."

Robert said nothing. Sore as his own heart was, he was not the one to strike a grand old man, struggling so bravely against dishonor.

Wardlaw senior touched his handbell.

"Request Mr. Penfold to step this way."